Is the investment a loan?

Technically, when owners take investor money, they obligate themselves to pay investors back whenever there is a financing event or the owner decides to repurchase the option from investors. Owners repurchase the option from investors out of the proceeds of the value of the home when owners either sell [more]

By |2021-05-06T18:23:44-04:00April 1, 2021|Comments Off on Is the investment a loan?

What do owners sell to investors?

Investors enter into an options agreement with a business that owns the rights to the future value of the property. The way this works is as follows. A Special Purpose Vehicle (SPV) is created for the purposes of the investment. This SPV is an LLC that has only one [more]

By |2021-05-18T15:37:17-04:00April 1, 2021|Comments Off on What do owners sell to investors?

What happens when the offering reaches its goal before the deadline?

If the offering reaches its goal prior to its deadline the owner (issuer) may choose to move the deadline forward to an earlier date.  This is considered a material change to the terms of the agreement which then must be re-approved by each investor within 5 business days. Once [more]

By |2021-04-01T22:10:18-04:00April 1, 2021|Comments Off on What happens when the offering reaches its goal before the deadline?

What does the origination fee cost, and what does it cover?

The one-time origination fee of 5% of the funding amount is used to cover all title work, recording fees, bank fees, notary fees, document fees, and fees that go to Invown to cover the costs of operating the platform.

By |2021-02-28T21:55:23-05:00February 28, 2021|Comments Off on What does the origination fee cost, and what does it cover?

How is the title of the property affected?

The title remains unchanged through the life of the initial term. This may change if the owner defaults on their payment at the end of the term, resulting in the possibility of the complete loss of the property.

By |2021-07-27T11:28:55-04:00February 28, 2021|Comments Off on How is the title of the property affected?

What is Invown’s pricing model?

Invown makes money by charging a commission 5% to the issuer on the amount of investments. The commission is 5% of the capital raised. 2% to the investor on the amount Of the initial investment At the time of maturity on the matured amount Of any funds paid from [more]

By |2021-04-06T12:13:50-04:00February 28, 2021|Comments Off on What is Invown’s pricing model?