Terms of Use

These Terms work together with the following documents, as applicable:

• Privacy Policy
• Cookie & Tracking Policy
• Investor User Agreement
• Issuer User Agreement
• Issuer Marketing / Pixel Addendum
• Fees and Compensation Disclosure
• Your Privacy Choices / Do Not Sell or Share My Personal Information

Invown Corp owns and operates the general Invown technology platform. Invown Corp is a technology company and is not a registered broker-dealer or funding portal.

Invown Funding Portal LLC is a funding portal registered with the U.S. Securities and Exchange Commission and a member of the Financial Industry Regulatory Authority. Invown Funding Portal LLC facilitates Regulation Crowdfunding offerings where it is identified as the funding portal for the applicable offering.

In these Terms, “Invown,” “we,” “us,” and “our” mean Invown Corp, Invown Funding Portal LLC, or the applicable Invown affiliate only to the extent that entity provides the relevant service. The applicable offering documents, subscription agreement, checkout flow, user agreement, escrow or payment terms, and other written agreements identify the responsible issuer, exemption, intermediary, escrow or payment provider, and contracting parties for each offering.

If these Terms conflict with more specific terms, the more specific terms control for that subject matter. More specific terms may include offering documents, subscription agreements, Investor User Agreements, Issuer User Agreements, escrow or payment provider terms, the Issuer Marketing / Pixel Addendum, or another written agreement signed or accepted for a particular service.

Regulation Crowdfunding

Regulation Crowdfunding offerings made in reliance on Section 4(a)(6) of the Securities Act may be conducted through Invown Funding Portal LLC where the offering documents identify Invown Funding Portal LLC as the intermediary. Invown Funding Portal LLC does not provide investment advice or recommendations, does not solicit purchases, sales, or offers to buy securities, and does not guarantee any investment outcome. Securities offered under Regulation Crowdfunding have not been recommended or approved by the SEC, FINRA, or any federal or state securities commission or regulatory authority.

Rule 506(c) Offerings

Offerings conducted under Regulation D, Rule 506(c) are made directly by the issuer or through the applicable intermediary disclosed in the offering documents. Investors may be required to be accredited investors and may be required to complete accreditation verification before investing. Invown Corp may provide technology services for Rule 506(c) offerings. Invown Funding Portal LLC does not facilitate non-Regulation Crowdfunding offerings unless the applicable offering documents expressly say so.

Regulation A Offerings

Regulation A offerings are made under the applicable offering documents and qualification status. Investors must review the issuer’s offering materials, risks, and eligibility requirements before investing.

Future Services

Invown may expand services in the future, including services that may require additional regulatory registration or approval. Nothing on the Site should be read as a claim that Invown Corp is a registered broker-dealer or that any future regulated service is currently available unless the applicable offering documents and legal disclosures expressly state that it is available.

You may need an account to use certain services. You agree to provide accurate, current, and complete information; protect your login credentials; and promptly update information that becomes inaccurate. You must be at least 18 years old and legally able to enter binding agreements.

By creating an account, clicking an acceptance button, signing electronically, or using a service that references these Terms, you consent to use electronic records and signatures under the federal E-SIGN Act and similar state laws. You agree that electronic signatures, records, notices, consents, agreements, and communications may have the same legal effect as paper records and handwritten signatures. You may withdraw electronic-delivery consent by contacting Invown, but withdrawal may prevent continued use of services that require electronic records.

Payment and escrow or holding services may be provided by third-party financial institutions, escrow agents, payment processors, banking providers, or other service providers designated for the applicable offering. These may include Enterprise Bank & Trust, SPPX/North Capital, Luminate, ACH, wire, check, card, or other methods depending on the offering.

Invown Funding Portal LLC does not hold investor funds. The actual processor, escrow agent, bank, payment method, and fund-flow terms for each offering are controlled by the applicable offering documents, subscription agreement, escrow or payment provider terms, and platform checkout flow.

By using payment or investment features, you authorize Invown and its service providers to share transaction information as needed to process payments, reconcile funds, prevent fraud, satisfy regulatory obligations, maintain records, support investor and issuer communications, and complete offering administration.

Fees are disclosed in the Fees and Compensation Disclosure, applicable plan pages, offering documents, subscription agreements, checkout flows, or written agreements. Payment methods and third-party provider fees may vary by offering.

Invown does not provide investment, legal, tax, accounting, or financial advice. Invown does not endorse, recommend, or verify the suitability of any investment. All securities are offered by the applicable issuer, and all offering information is the responsibility of that issuer unless a specific document says otherwise. Investors must rely on their own examination of the issuer and offering terms, including the merits and risks involved.

Investments on Invown may be speculative, illiquid, and involve a high degree of risk, including the possible loss of your entire investment. You should consult your own financial, tax, legal, and other advisors before investing.

Some issuer listing pages may use issuer-configured marketing analytics or pixels, subject to consent, privacy choices, platform rules, and the Issuer Marketing / Pixel Addendum. Invown supports structured provider integrations only and does not permit issuers to paste arbitrary raw JavaScript into listing pages.

Issuers are responsible for their advertising, targeting, retargeting, lookalike audiences, custom audiences, campaign copy, and compliance with securities laws, privacy laws, platform rules, and issuer-specific offering restrictions. Regulation Crowdfunding advertising must comply with Rule 204 and other applicable requirements. Rule 506(c) advertising and templates must be separate from Regulation Crowdfunding advertising and templates.

Invown’s collection, use, disclosure, retention, and protection of personal information are described in the Privacy Policy. Cookie, analytics, issuer pixel, consent, opt-out, and Global Privacy Control practices are described in the Cookie & Tracking Policy and Your Privacy Choices / Do Not Sell or Share My Personal Information.

You may not misuse the Site or services, attempt unauthorized access, interfere with platform security, submit false or misleading information, violate securities or privacy laws, use Invown marks without permission, scrape data in violation of these Terms, upload malicious code, or use the platform to make misleading, fraudulent, promissory, guaranteed-return, urgency, scarcity, or recommendation claims.

The platform may link to or integrate with third-party services, including financial institutions, escrow agents, payment processors, KYC and accreditation providers, document and e-signature vendors, analytics providers, marketing providers, issuer systems, or government systems. Third-party terms and privacy notices may apply. Invown is not responsible for third-party services except to the extent expressly required by applicable law or written agreement.

The Site, software, design, text, graphics, logos, data compilations, and other platform materials are owned by Invown or its licensors and are protected by intellectual-property laws. You receive only a limited, revocable, non-transferable right to use the platform for permitted purposes under these Terms and applicable agreements.

The Site and services are provided on an “as is” and “as available” basis, subject to applicable law and any non-waivable obligations. Invown does not guarantee uninterrupted access, investment results, issuer performance, offering success, or third-party service availability. To the fullest extent permitted by law, Invown disclaims implied warranties and limits liability for indirect, incidental, consequential, special, exemplary, or punitive damages.

Invown may update these Terms by posting revised terms with a new effective date. Continued use after the effective date means you accept the revised terms. Invown may suspend or terminate access if it believes a user has violated these Terms, applicable law, offering restrictions, or platform security requirements.