How does raising capital on Invown work?

You raise capital on Invown by listing a securities offering — taking direct investment from accredited and non-accredited investors — or by negotiating a loan with Invown’s network of specialist debt partners. The process runs in three phases: prepare, raise, close.

1. Choose your offering type

• Reg CF — raise up to $5 million in a 12-month period from accredited and non-accredited investors. These offerings run through Invown Funding Portal LLC, an SEC-registered funding portal and FINRA member.
• 506(c) — raise an unlimited amount from accredited investors, with public marketing permitted. Accreditation must be verified by you or a third party.
• 506(b) — raise an unlimited amount from accredited investors plus up to 35 sophisticated non-accredited investors, without public solicitation.

Invown is also able to assist with Regulation A offerings up to $75 million; contact the team for details.

2. Prepare (about 30 days)

After you sign up, the onboarding flow walks you through the information and documents you need to provide. Invown begins its review of the offering materials, conducts background checks, and sets up the required escrow accounts. You prepare the legal documents — LLC agreement, private placement memorandum, and Form C or Form D depending on the offering — using Invown’s templates or your own attorney.

3. Raise, then close

Once your listing is live, you can market it publicly (Reg CF and 506(c)) or invite your existing investor base, and track investor activity from your issuer dashboard. A Reg CF listing must stay open at least 21 days. Investor funds are held in escrow with Enterprise Bank until closing. After you close, Invown verifies the stated use of funds — typically about 3 days — then directs the release of funds from escrow and provides a full export of your investor data.

What it costs

Depending on your plan, you pay a monthly platform fee, a success fee on the amount raised, and one-time fees such as onboarding and escrow setup; investors pay no transaction fees when they invest through Invown. For example, a $1,000,000 raise open four months on the Syndicator plan costs $28,495 all-in — 2.85% of the amount raised. See pricing and the savings breakdown for full details, or visit support for anything not covered here.